Bank

Seller

• Higher Interest Rate

• Lower Interest Rate

• Higher Down Payment

• Lower Down Payment

• Difficult Credit Checks

• Simple Credit Checks

• Your Home and Personal Collateral for Loan Plus Personal Guarantee

• Business as Collateral and Personal Guarantee

• No Seller Commitment to future Success of Business

• Greater Seller Commitment to your Success

• Long Approval Process

• Short Approval Process

• Narrow Pool of Money Resources

• Seller is a Resource